Lender profile · HMDA 2023–2025
Nations Reliable Lending, LLC mortgage approval rates & lending data
Nations Reliable Lending, LLC decided 6,530 mortgage applications and funded 5,843 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 5,383 / 5,646 | 95% | $265K | 5,111 |
| Cash-out refinance | 85% | 186 / 218 | 85% | $205K | 158 |
| Refinance | 93% | 178 / 191 | 88% | $255K | 157 |
| Investment property purchase | 96% | 310 / 323 | 93% | $185K | 288 |
| Investment cash-out refinance | 93% | 84 / 90 | 85% | $165K | 71 |
| Investment refinance | 97% | 60 / 62 | 97% | $185K | 58 |
Nations Reliable Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $265K | 4,370 | 3,917 |
| Ohio | 98% | $225K | 428 | 392 |
| Utah | 96% | $465K | 267 | 244 |
| Massachusetts | 90% | $505K | 247 | 209 |
| Florida | 91% | $345K | 194 | 165 |
| Illinois | 95% | $265K | 188 | 165 |
| Wisconsin | 97% | $235K | 135 | 126 |
| Georgia | 92% | $385K | 113 | 95 |
| Colorado | 94% | $415K | 97 | 90 |
| Kentucky | 100% | $215K | 70 | 66 |
| Indiana | 90% | $185K | 63 | 53 |
| Louisiana | 98% | $255K | 59 | 54 |
| New Hampshire | 93% | $295K | 46 | 42 |
| Michigan | 86% | $215K | 44 | 35 |
| Arizona | 90% | $475K | 30 | 26 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.