Lender profile · HMDA 2023–2025
Nbkc Bank mortgage approval rates & lending data
Nbkc Bank decided 19,546 mortgage applications and funded 16,696 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 12,502 / 13,593 | 99% | $395K | 12,422 |
| Home improvement loans | 82% | 40 / 49 | 100% | $75K | 40 |
| Cash-out refinance | 63% | 986 / 1,560 | 98% | $305K | 965 |
| Refinance | 77% | 2,618 / 3,416 | 98% | $445K | 2,557 |
| Investment property purchase | 90% | 540 / 601 | 99% | $275K | 533 |
| Investment cash-out refinance | 51% | 87 / 170 | 99% | $205K | 86 |
| Investment refinance | 61% | 92 / 151 | 97% | $285K | 89 |
Nbkc Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 85% | $335K | 1,927 | 1,626 |
| Florida | 83% | $405K | 1,523 | 1,247 |
| Missouri | 91% | $295K | 1,192 | 1,075 |
| California | 80% | $645K | 1,111 | 872 |
| North Carolina | 89% | $405K | 1,035 | 910 |
| Washington | 90% | $495K | 984 | 880 |
| Kansas | 91% | $375K | 978 | 885 |
| Georgia | 84% | $365K | 751 | 631 |
| Illinois | 82% | $375K | 644 | 516 |
| New Jersey | 79% | $425K | 613 | 477 |
| Pennsylvania | 84% | $355K | 578 | 484 |
| Virginia | 89% | $535K | 560 | 495 |
| Colorado | 91% | $515K | 551 | 499 |
| South Carolina | 90% | $365K | 541 | 486 |
| Arizona | 87% | $435K | 468 | 403 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.