Lender profile · HMDA 2023–2025
Newburyport Five Cents Savings Bank mortgage approval rates & lending data
Newburyport Five Cents Savings Bank decided 454 mortgage applications and funded 391 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 188 / 209 | 99% | $495K | 186 |
| Home improvement loans | 85% | 28 / 33 | 100% | $85K | 28 |
| Cash-out refinance | 68% | 34 / 50 | 100% | $255K | 34 |
| Investment property purchase | 92% | 98 / 107 | 99% | $605K | 97 |
Newburyport Five Cents Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 90% | $495K | 287 | 254 |
| New Hampshire | 84% | $505K | 146 | 122 |
| Maine | 75% | $425K | 16 | 12 |
| Florida | 60% | $125K | 5 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.