Lender profile · HMDA 2023–2025
Nexera Holding LLC mortgage approval rates & lending data
Nexera Holding LLC decided 14,273 mortgage applications and funded 12,511 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 4,044 / 4,319 | 99% | $555K | 4,007 |
| Cash-out refinance | 84% | 2,230 / 2,640 | 98% | $245K | 2,193 |
| Refinance | 86% | 419 / 489 | 98% | $725K | 409 |
| Investment property purchase | 91% | 2,956 / 3,263 | 98% | $305K | 2,908 |
| Investment cash-out refinance | 87% | 2,392 / 2,753 | 99% | $275K | 2,357 |
| Investment refinance | 81% | 659 / 809 | 97% | $285K | 637 |
Nexera Holding LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 90% | $575K | 4,090 | 3,638 |
| Florida | 87% | $335K | 2,109 | 1,816 |
| Texas | 86% | $365K | 1,608 | 1,365 |
| Arizona | 90% | $325K | 837 | 742 |
| Illinois | 88% | $275K | 499 | 436 |
| Georgia | 91% | $255K | 425 | 378 |
| New Jersey | 90% | $305K | 417 | 367 |
| Washington | 89% | $415K | 410 | 356 |
| Pennsylvania | 92% | $195K | 336 | 303 |
| North Carolina | 91% | $235K | 294 | 264 |
| Colorado | 92% | $405K | 277 | 252 |
| Ohio | 87% | $155K | 277 | 241 |
| South Carolina | 93% | $275K | 256 | 233 |
| Utah | 87% | $385K | 237 | 206 |
| Michigan | 85% | $175K | 226 | 187 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.