Lender profile · HMDA 2023–2025
Nextier Bank, N.A.tional Association mortgage approval rates & lending data
Nextier Bank, N.A.tional Association decided 539 mortgage applications and funded 444 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 227 / 257 | 96% | $205K | 219 |
| Home improvement loans | 76% | 57 / 75 | 96% | $45K | 55 |
| Refinance | 74% | 64 / 87 | 97% | $125K | 62 |
| Investment property purchase | 92% | 76 / 83 | 97% | $145K | 74 |
Nextier Bank, N.A.tional Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 85% | $205K | 514 | 421 |
| New York | 93% | $255K | 14 | 13 |
| Florida | 83% | $1.30M | 6 | 5 |
| North Carolina | 100% | $365K | 2 | 2 |
| Colorado | 100% | $2M | 1 | 1 |
| Mississippi | 100% | $295K | 1 | 1 |
| Ohio | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.