Lender profile · HMDA 2023–2025
NextMortgage, LLC mortgage approval rates & lending data
NextMortgage, LLC decided 1,539 mortgage applications and funded 1,311 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,274 / 1,333 | 91% | $265K | 1,157 |
| Cash-out refinance | 95% | 38 / 40 | 84% | $255K | 32 |
| Refinance | 92% | 37 / 40 | 78% | $265K | 29 |
| Investment property purchase | 93% | 89 / 96 | 84% | $245K | 75 |
NextMortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 97% | $265K | 658 | 565 |
| Texas | 91% | $245K | 431 | 348 |
| Maine | 94% | $245K | 164 | 147 |
| North Carolina | 98% | $375K | 93 | 81 |
| California | 98% | $475K | 43 | 41 |
| South Carolina | 100% | $295K | 41 | 36 |
| Oklahoma | 100% | $175K | 29 | 24 |
| Colorado | 96% | $285K | 23 | 22 |
| Tennessee | 92% | $245K | 13 | 9 |
| North Dakota | 100% | $265K | 10 | 6 |
| West Virginia | 100% | $295K | 9 | 9 |
| Ohio | 100% | $285K | 7 | 7 |
| Louisiana | 80% | $15K | 5 | 3 |
| Georgia | 100% | $385K | 4 | 4 |
| Mississippi | 100% | $175K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.