Lender profile · HMDA 2023–2025
Nfm, Inc. mortgage approval rates & lending data
Nfm, Inc. decided 45,777 mortgage applications and funded 44,334 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 38,106 / 39,006 | 99% | $355K | 37,858 |
| Cash-out refinance | 96% | 1,274 / 1,330 | 98% | $285K | 1,253 |
| Refinance | 98% | 1,722 / 1,756 | 99% | $385K | 1,701 |
| Investment property purchase | 97% | 2,891 / 2,989 | 99% | $255K | 2,861 |
| Investment cash-out refinance | 95% | 372 / 390 | 99% | $245K | 367 |
| Investment refinance | 97% | 297 / 306 | 99% | $245K | 294 |
Nfm, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 99% | $265K | 6,873 | 6,732 |
| Florida | 96% | $405K | 6,373 | 6,078 |
| Maryland | 98% | $375K | 5,449 | 5,259 |
| New Jersey | 97% | $305K | 3,207 | 3,067 |
| Arizona | 98% | $425K | 3,052 | 2,984 |
| Virginia | 98% | $385K | 3,011 | 2,949 |
| North Carolina | 98% | $345K | 2,288 | 2,216 |
| Washington | 98% | $575K | 2,134 | 2,082 |
| Texas | 97% | $315K | 1,842 | 1,776 |
| Rhode Island | 98% | $405K | 1,564 | 1,527 |
| Colorado | 99% | $405K | 1,513 | 1,492 |
| California | 99% | $585K | 1,279 | 1,257 |
| Pennsylvania | 97% | $265K | 1,263 | 1,209 |
| Georgia | 95% | $315K | 1,152 | 1,093 |
| Massachusetts | 98% | $495K | 660 | 649 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.