Lender profile · HMDA 2023–2025
Nmsi, Inc. mortgage approval rates & lending data
Nmsi, Inc. decided 8,410 mortgage applications and funded 8,410 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 5,760 / 5,760 | 100% | $555K | 5,760 |
| Cash-out refinance | 100% | 773 / 773 | 100% | $495K | 773 |
| Refinance | 100% | 857 / 857 | 100% | $645K | 857 |
| Investment property purchase | 100% | 680 / 680 | 100% | $405K | 680 |
| Investment cash-out refinance | 100% | 251 / 251 | 100% | $495K | 251 |
| Investment refinance | 100% | 89 / 89 | 100% | $535K | 89 |
Nmsi, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $655K | 5,607 | 5,607 |
| Colorado | 100% | $495K | 420 | 420 |
| Texas | 100% | $335K | 416 | 416 |
| Georgia | 100% | $395K | 382 | 382 |
| Washington | 100% | $595K | 242 | 242 |
| Florida | 100% | $355K | 227 | 227 |
| Arizona | 100% | $475K | 182 | 182 |
| Illinois | 100% | $355K | 159 | 159 |
| Virginia | 100% | $525K | 132 | 132 |
| Maryland | 100% | $455K | 116 | 116 |
| Oregon | 100% | $585K | 99 | 99 |
| North Carolina | 100% | $455K | 81 | 81 |
| New Jersey | 100% | $505K | 69 | 69 |
| Tennessee | 100% | $435K | 50 | 50 |
| Michigan | 100% | $335K | 42 | 42 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.