Lender profile · HMDA 2023–2025
Northern Bank & Trust Company mortgage approval rates & lending data
Northern Bank & Trust Company decided 289 mortgage applications and funded 247 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 84 / 85 | 94% | $275K | 79 |
| Home improvement loans | 86% | 48 / 56 | 100% | $125K | 48 |
| Cash-out refinance | 85% | 44 / 52 | 95% | $205K | 42 |
| Investment property purchase | 93% | 50 / 54 | 92% | $835K | 46 |
Northern Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 91% | $275K | 259 | 221 |
| New Hampshire | 93% | $435K | 27 | 23 |
| Maine | 100% | $175K | 2 | 2 |
| Florida | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.