Lender profile · HMDA 2023–2025
Ntfn, Inc. mortgage approval rates & lending data
Ntfn, Inc. decided 1,114 mortgage applications and funded 1,019 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 919 / 986 | 100% | $275K | 916 |
| Cash-out refinance | 74% | 23 / 31 | 100% | $205K | 23 |
| Investment property purchase | 100% | 54 / 54 | 98% | $205K | 53 |
Ntfn, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 91% | $275K | 392 | 354 |
| Texas | 93% | $335K | 381 | 355 |
| Louisiana | 91% | $205K | 155 | 140 |
| Ohio | 86% | $225K | 57 | 49 |
| North Carolina | 96% | $305K | 49 | 47 |
| Florida | 91% | $225K | 34 | 30 |
| Oklahoma | 100% | $385K | 22 | 22 |
| New Mexico | 91% | $225K | 11 | 10 |
| Georgia | 89% | $325K | 9 | 8 |
| Indiana | 100% | $85K | 2 | 2 |
| Arkansas | 100% | $215K | 1 | 1 |
| Tennessee | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.