Lender profile · HMDA 2023–2025
Numerica Credit Union mortgage approval rates & lending data
Numerica Credit Union decided 3,827 mortgage applications and funded 2,401 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 438 / 578 | 100% | $305K | 437 |
| Home improvement loans | 62% | 1,251 / 2,007 | 99% | $75K | 1,242 |
| Cash-out refinance | 59% | 599 / 1,012 | 100% | $115K | 596 |
| Refinance | 44% | 12 / 27 | 100% | $345K | 12 |
| Investment property purchase | 72% | 43 / 60 | 98% | $555K | 42 |
| Investment cash-out refinance | 62% | 26 / 42 | 100% | $315K | 26 |
| Investment home improvement | 37% | 32 / 87 | 100% | $105K | 32 |
Numerica Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 63% | $75K | 3,190 | 1,994 |
| Idaho | 64% | $105K | 617 | 395 |
| Arizona | 91% | $615K | 11 | 10 |
| Oregon | 50% | $325K | 4 | 2 |
| California | 0% | — | 1 | 0 |
| Nebraska | 0% | — | 1 | 0 |
| Nevada | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Utah | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.