Lender profile · HMDA 2023–2025
OC Federal Credit Union mortgage approval rates & lending data
OC Federal Credit Union decided 675 mortgage applications and funded 453 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 48 / 52 | 73% | $185K | 35 |
| Home improvement loans | 95% | 37 / 39 | 95% | $65K | 35 |
| Cash-out refinance | 81% | 66 / 81 | 92% | $75K | 61 |
| Refinance | 71% | 347 / 489 | 90% | $65K | 314 |
OC Federal Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.