Lender profile · HMDA 2023–2025
Ocean State Credit Union mortgage approval rates & lending data
Ocean State Credit Union decided 320 mortgage applications and funded 251 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 139 / 176 | 100% | $135K | 139 |
| Home improvement loans | 72% | 55 / 76 | 100% | $55K | 55 |
| Refinance | 83% | 44 / 53 | 100% | $65K | 44 |
Ocean State Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 84% | $65K | 180 | 152 |
| New Hampshire | 74% | $135K | 57 | 42 |
| Maine | 65% | $105K | 40 | 26 |
| Massachusetts | 70% | $155K | 33 | 23 |
| Connecticut | 80% | $65K | 10 | 8 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.