Lender profile · HMDA 2023–2025
Oceanside Mortgage Company mortgage approval rates & lending data
Oceanside Mortgage Company decided 693 mortgage applications and funded 634 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 98 / 108 | 100% | $275K | 98 |
| Cash-out refinance | 84% | 98 / 117 | 100% | $195K | 98 |
| Refinance | 94% | 419 / 447 | 100% | $225K | 419 |
Oceanside Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 89% | $285K | 76 | 68 |
| Texas | 86% | $255K | 76 | 65 |
| Ohio | 92% | $135K | 65 | 60 |
| New Jersey | 93% | $285K | 61 | 57 |
| Indiana | 88% | $185K | 43 | 38 |
| Illinois | 100% | $225K | 33 | 33 |
| Georgia | 90% | $255K | 30 | 27 |
| Michigan | 100% | $185K | 27 | 27 |
| Pennsylvania | 96% | $135K | 27 | 26 |
| North Carolina | 92% | $195K | 24 | 22 |
| Tennessee | 86% | $235K | 21 | 18 |
| Alabama | 94% | $205K | 17 | 16 |
| California | 94% | $435K | 17 | 16 |
| Wisconsin | 100% | $195K | 16 | 16 |
| Virginia | 93% | $355K | 15 | 14 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.