Lender profile · HMDA 2023–2025
Old Second National Bank mortgage approval rates & lending data
Old Second National Bank decided 1,912 mortgage applications and funded 1,630 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 625 / 711 | 95% | $275K | 593 |
| Home improvement loans | 89% | 81 / 91 | 95% | $65K | 77 |
| Cash-out refinance | 89% | 725 / 814 | 96% | $105K | 699 |
| Refinance | 90% | 146 / 162 | 97% | $295K | 142 |
| Investment property purchase | 93% | 100 / 107 | 98% | $225K | 98 |
Old Second National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 91% | $105K | 1,731 | 1,508 |
| Arizona | 79% | $125K | 34 | 26 |
| Florida | 77% | $325K | 26 | 20 |
| New York | 48% | $65K | 25 | 12 |
| Michigan | 73% | $55K | 15 | 10 |
| Wisconsin | 92% | $405K | 12 | 11 |
| Indiana | 89% | $225K | 9 | 8 |
| Pennsylvania | 57% | $55K | 7 | 4 |
| New Jersey | 33% | $35K | 6 | 2 |
| Ohio | 67% | $65K | 6 | 3 |
| Maine | 20% | $65K | 5 | 1 |
| Massachusetts | 20% | $115K | 5 | 1 |
| Delaware | 67% | $135K | 3 | 2 |
| Idaho | 67% | $105K | 3 | 2 |
| Oregon | 0% | — | 3 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.