Lender profile · HMDA 2023–2025
Omega Federal Credit Union mortgage approval rates & lending data
Omega Federal Credit Union decided 476 mortgage applications and funded 390 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 92% | 125 / 136 | 89% | $45K | 111 |
| Cash-out refinance | 87% | 145 / 166 | 89% | $45K | 129 |
| Refinance | 97% | 95 / 98 | 97% | $65K | 92 |
| Investment cash-out refinance | 85% | 23 / 27 | 70% | $95K | 16 |
| Investment home improvement | 93% | 25 / 27 | 96% | $85K | 24 |
Omega Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 91% | $45K | 476 | 390 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.