Lender profile · HMDA 2023–2025
On Tap Credit Union mortgage approval rates & lending data
On Tap Credit Union decided 337 mortgage applications and funded 264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 55 / 59 | 95% | $315K | 52 |
| Home improvement loans | 76% | 129 / 170 | 100% | $65K | 129 |
| Refinance | 82% | 53 / 65 | 100% | $105K | 53 |
On Tap Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 79% | $65K | 333 | 260 |
| Florida | 100% | $295K | 2 | 2 |
| North Carolina | 100% | $345K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.