Lender profile · HMDA 2023–2025
One Community Bank mortgage approval rates & lending data
One Community Bank decided 491 mortgage applications and funded 438 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 158 / 167 | 94% | $345K | 149 |
| Home improvement loans | 90% | 35 / 39 | 97% | $55K | 34 |
| Cash-out refinance | 87% | 26 / 30 | 100% | $135K | 26 |
| Refinance | 88% | 51 / 58 | 96% | $135K | 49 |
| Investment property purchase | 94% | 135 / 144 | 99% | $335K | 134 |
| Investment cash-out refinance | 86% | 25 / 29 | 96% | $255K | 24 |
One Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 92% | $335K | 477 | 425 |
| Illinois | 100% | $185K | 10 | 9 |
| Arizona | 100% | $165K | 2 | 2 |
| Florida | 100% | $555K | 1 | 1 |
| Minnesota | 100% | $145K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.