Lender profile · HMDA 2023–2025
Oregon Community mortgage approval rates & lending data
Oregon Community decided 4,348 mortgage applications and funded 3,243 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 564 / 640 | 93% | $325K | 522 |
| Home improvement loans | 77% | 1,684 / 2,186 | 95% | $55K | 1,595 |
| Cash-out refinance | 60% | 60 / 100 | 92% | $205K | 55 |
| Refinance | 82% | 921 / 1,129 | 95% | $105K | 873 |
| Investment property purchase | 70% | 43 / 61 | 91% | $185K | 39 |
| Investment refinance | 78% | 46 / 59 | 93% | $115K | 43 |
| Investment home improvement | 69% | 116 / 167 | 98% | $65K | 114 |
Oregon Community lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 79% | $65K | 4,294 | 3,206 |
| Washington | 75% | $185K | 53 | 37 |
| Arizona | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.