Lender profile · HMDA 2023–2025
Oriental Bank mortgage approval rates & lending data
Oriental Bank decided 1,317 mortgage applications and funded 902 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 695 / 973 | 98% | $155K | 681 |
| Cash-out refinance | 60% | 88 / 147 | 95% | $125K | 84 |
| Refinance | 74% | 26 / 35 | 100% | $115K | 26 |
| Investment property purchase | 75% | 98 / 130 | 96% | $125K | 94 |
Oriental Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 70% | $155K | 1,317 | 902 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.