Lender profile · HMDA 2023–2025
Orion Federal Credit Union mortgage approval rates & lending data
Orion Federal Credit Union decided 699 mortgage applications and funded 657 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 435 / 449 | 100% | $295K | 434 |
| Cash-out refinance | 83% | 69 / 83 | 100% | $125K | 69 |
| Investment property purchase | 98% | 94 / 96 | 100% | $95K | 94 |
| Investment cash-out refinance | 83% | 35 / 42 | 100% | $105K | 35 |
Orion Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 94% | $295K | 609 | 574 |
| Mississippi | 94% | $315K | 33 | 31 |
| Arkansas | 88% | $205K | 17 | 15 |
| Florida | 100% | $175K | 5 | 5 |
| Alabama | 100% | $275K | 4 | 4 |
| Georgia | 100% | $375K | 4 | 4 |
| Indiana | 100% | $55K | 4 | 4 |
| Michigan | 100% | $85K | 3 | 3 |
| North Carolina | 100% | $485K | 3 | 3 |
| Colorado | 100% | $385K | 2 | 2 |
| Illinois | 50% | $235K | 2 | 1 |
| Missouri | 100% | $215K | 2 | 2 |
| Texas | 100% | $285K | 2 | 2 |
| Arizona | 100% | $445K | 1 | 1 |
| Delaware | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.