Lender profile · HMDA 2023–2025
Pacific Service Credit Union mortgage approval rates & lending data
Pacific Service Credit Union decided 1,530 mortgage applications and funded 1,061 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 310 / 324 | 30% | $395K | 94 |
| Home improvement loans | 85% | 802 / 943 | 98% | $105K | 788 |
| Cash-out refinance | 78% | 60 / 77 | 92% | $205K | 55 |
| Refinance | 77% | 43 / 56 | 98% | $145K | 42 |
| Investment property purchase | 96% | 27 / 28 | 52% | $255K | 14 |
| Investment home improvement | 70% | 57 / 82 | 96% | $105K | 55 |
Pacific Service Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 87% | $105K | 1,509 | 1,059 |
| Nevada | 67% | $165K | 6 | 2 |
| Arizona | 0% | — | 4 | 0 |
| Colorado | 100% | — | 2 | 0 |
| Washington | 0% | — | 2 | 0 |
| Idaho | 0% | — | 1 | 0 |
| Indiana | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
| Nebraska | 0% | — | 1 | 0 |
| New Mexico | 0% | — | 1 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.