Lender profile · HMDA 2023–2025
Paramount Bank mortgage approval rates & lending data
Paramount Bank decided 1,031 mortgage applications and funded 949 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 768 / 823 | 99% | $295K | 764 |
| Cash-out refinance | 83% | 52 / 63 | 100% | $225K | 52 |
| Refinance | 94% | 51 / 54 | 100% | $335K | 51 |
| Investment property purchase | 95% | 59 / 62 | 100% | $265K | 59 |
Paramount Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 97% | $295K | 394 | 383 |
| Illinois | 86% | $235K | 138 | 117 |
| Florida | 92% | $275K | 109 | 98 |
| California | 90% | $545K | 49 | 43 |
| North Carolina | 98% | $275K | 47 | 45 |
| South Carolina | 95% | $285K | 40 | 38 |
| Oregon | 80% | $405K | 30 | 24 |
| Texas | 95% | $425K | 20 | 19 |
| Virginia | 100% | $445K | 17 | 17 |
| Maryland | 100% | $435K | 16 | 16 |
| Indiana | 80% | $175K | 15 | 12 |
| Nevada | 100% | $445K | 14 | 14 |
| Washington | 93% | $465K | 14 | 13 |
| Georgia | 92% | $555K | 12 | 11 |
| Massachusetts | 64% | $295K | 11 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.