Lender profile · HMDA 2023–2025
Park Federal Credit Union mortgage approval rates & lending data
Park Federal Credit Union decided 1,431 mortgage applications and funded 1,200 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 373 / 409 | 100% | $225K | 372 |
| Home improvement loans | 76% | 315 / 416 | 98% | $55K | 309 |
| Cash-out refinance | 82% | 248 / 303 | 98% | $95K | 244 |
| Refinance | 72% | 26 / 36 | 100% | $185K | 26 |
| Investment property purchase | 96% | 96 / 100 | 100% | $115K | 96 |
| Investment cash-out refinance | 92% | 66 / 72 | 98% | $145K | 65 |
| Investment refinance | 98% | 48 / 49 | 98% | $115K | 47 |
| Investment home improvement | 91% | 42 / 46 | 98% | $85K | 41 |
Park Federal Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.