Lender profile · HMDA 2023–2025
Patriot Bank mortgage approval rates & lending data
Patriot Bank decided 1,419 mortgage applications and funded 1,220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 862 / 880 | 100% | $285K | 862 |
| Home improvement loans | 56% | 198 / 356 | 98% | $5K | 194 |
| Cash-out refinance | 79% | 23 / 29 | 100% | $145K | 23 |
| Refinance | 89% | 24 / 27 | 100% | $235K | 24 |
| Investment property purchase | 98% | 78 / 80 | 100% | $175K | 78 |
| Investment refinance | 88% | 22 / 25 | 100% | $25K | 22 |
Patriot Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 85% | $285K | 1,318 | 1,120 |
| Mississippi | 99% | $305K | 76 | 75 |
| Arkansas | 100% | $445K | 5 | 5 |
| Utah | 100% | $405K | 4 | 4 |
| Alabama | 100% | $235K | 3 | 3 |
| Florida | 100% | $155K | 3 | 3 |
| Illinois | 100% | $165K | 2 | 2 |
| Texas | 100% | $275K | 2 | 2 |
| Colorado | 100% | $565K | 1 | 1 |
| Georgia | 100% | $165K | 1 | 1 |
| Louisiana | 100% | $145K | 1 | 1 |
| Missouri | 100% | $265K | 1 | 1 |
| North Carolina | 100% | $65K | 1 | 1 |
| Virginia | 100% | $685K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.