Lender profile · HMDA 2023–2025
PCB Bank mortgage approval rates & lending data
PCB Bank decided 336 mortgage applications and funded 299 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 203 / 203 | 92% | $575K | 186 |
| Investment property purchase | 100% | 74 / 74 | 88% | $515K | 65 |
PCB Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $575K | 326 | 289 |
| Texas | 100% | $255K | 4 | 4 |
| New Jersey | 100% | $605K | 3 | 3 |
| New York | 100% | $885K | 2 | 2 |
| Hawaii | 100% | $2.21M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.