Lender profile · HMDA 2023–2025
Peoples Bank and Trust Company mortgage approval rates & lending data
Peoples Bank and Trust Company decided 807 mortgage applications and funded 771 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 459 / 467 | 99% | $225K | 456 |
| Refinance | 89% | 33 / 37 | 100% | $175K | 33 |
| Investment property purchase | 97% | 177 / 182 | 100% | $145K | 177 |
| Investment refinance | 94% | 58 / 62 | 100% | $145K | 58 |
Peoples Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 96% | $225K | 777 | 743 |
| Florida | 90% | $325K | 10 | 9 |
| Missouri | 100% | $305K | 4 | 4 |
| Oklahoma | 100% | $225K | 4 | 4 |
| Colorado | 100% | $105K | 3 | 3 |
| Arkansas | 100% | $85K | 2 | 2 |
| Illinois | 100% | $285K | 2 | 2 |
| Texas | 100% | $255K | 2 | 2 |
| Michigan | 100% | $415K | 1 | 1 |
| North Carolina | 0% | — | 1 | 0 |
| Tennessee | 100% | $385K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.