Lender profile · HMDA 2023–2025
Peoples Bank (North Carolina) mortgage approval rates & lending data
Peoples Bank (North Carolina) decided 1,286 mortgage applications and funded 907 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 181 / 198 | 92% | $395K | 166 |
| Home improvement loans | 68% | 475 / 702 | 90% | $75K | 429 |
| Cash-out refinance | 76% | 19 / 25 | 84% | $155K | 16 |
| Refinance | 72% | 88 / 122 | 92% | $105K | 81 |
| Investment property purchase | 94% | 162 / 172 | 98% | $185K | 159 |
| Investment refinance | 84% | 37 / 44 | 100% | $205K | 37 |
Peoples Bank (North Carolina) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 76% | $105K | 1,264 | 890 |
| South Carolina | 82% | $125K | 22 | 17 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.