Lender profile · HMDA 2023–2025
Peoples Bank (Texas) mortgage approval rates & lending data
Peoples Bank (Texas) decided 444 mortgage applications and funded 373 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 276 / 281 | 85% | $245K | 234 |
| Cash-out refinance | 100% | 33 / 33 | 88% | $275K | 29 |
| Investment property purchase | 100% | 77 / 77 | 87% | $165K | 67 |
Peoples Bank (Texas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $245K | 444 | 373 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.