Lender profile · HMDA 2023–2025
Peoples Security Bank and Trust Company mortgage approval rates & lending data
Peoples Security Bank and Trust Company decided 2,068 mortgage applications and funded 1,609 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 402 / 483 | 97% | $205K | 390 |
| Home improvement loans | 74% | 589 / 796 | 98% | $65K | 579 |
| Refinance | 79% | 285 / 361 | 98% | $175K | 278 |
| Investment property purchase | 92% | 216 / 234 | 98% | $155K | 211 |
| Investment refinance | 88% | 94 / 107 | 100% | $155K | 94 |
| Investment home improvement | 70% | 54 / 77 | 93% | $115K | 50 |
Peoples Security Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 80% | $155K | 1,849 | 1,448 |
| New Jersey | 74% | $165K | 164 | 118 |
| New York | 76% | $165K | 50 | 38 |
| Florida | 100% | $295K | 3 | 3 |
| Delaware | 100% | $415K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.