Lender profile · HMDA 2023–2025
Peopleschoice Credit Union mortgage approval rates & lending data
Peopleschoice Credit Union decided 332 mortgage applications and funded 242 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 94 / 109 | 89% | $405K | 84 |
| Home improvement loans | 83% | 45 / 54 | 91% | $85K | 41 |
| Refinance | 74% | 78 / 106 | 94% | $205K | 73 |
| Investment property purchase | 78% | 31 / 40 | 97% | $315K | 30 |
Peopleschoice Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 79% | $305K | 332 | 242 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.