Lender profile · HMDA 2023–2025
PlainsCapital Bank mortgage approval rates & lending data
PlainsCapital Bank decided 254 mortgage applications and funded 233 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 98% | 165 / 169 | 96% | $265K | 158 |
| Investment refinance | 94% | 32 / 34 | 100% | $75K | 32 |
PlainsCapital Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 95% | $245K | 243 | 223 |
| California | 100% | $15.01M | 3 | 2 |
| Arizona | 100% | $225K | 2 | 2 |
| Colorado | 100% | $495K | 2 | 2 |
| Montana | 100% | $475K | 2 | 2 |
| Florida | 100% | $255K | 1 | 1 |
| Hawaii | 100% | $355K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.