Lender profile · HMDA 2023–2025
Premier America mortgage approval rates & lending data
Premier America decided 787 mortgage applications and funded 572 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 94 / 107 | 91% | $365K | 86 |
| Home improvement loans | 81% | 449 / 555 | 94% | $105K | 421 |
| Cash-out refinance | 55% | 28 / 51 | 79% | $105K | 22 |
| Investment home improvement | 56% | 14 / 25 | 93% | $155K | 13 |
Premier America lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $105K | 703 | 509 |
| Texas | 72% | $285K | 47 | 31 |
| Arizona | 100% | $65K | 6 | 6 |
| Georgia | 100% | $55K | 5 | 4 |
| Colorado | 100% | $105K | 3 | 3 |
| Florida | 100% | $125K | 3 | 3 |
| Nevada | 100% | $85K | 3 | 3 |
| North Carolina | 100% | $185K | 3 | 3 |
| Pennsylvania | 100% | $285K | 3 | 2 |
| Oregon | 50% | $455K | 2 | 1 |
| Washington | 100% | $105K | 2 | 2 |
| Idaho | 0% | — | 1 | 0 |
| Illinois | 100% | $35K | 1 | 1 |
| Louisiana | 100% | $655K | 1 | 1 |
| Maryland | 100% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.