Lender profile · HMDA 2023–2025
Premium Mortgage Corporation mortgage approval rates & lending data
Premium Mortgage Corporation decided 12,661 mortgage applications and funded 12,230 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 11,062 / 11,351 | 100% | $225K | 11,010 |
| Cash-out refinance | 89% | 149 / 167 | 97% | $195K | 145 |
| Refinance | 98% | 129 / 132 | 99% | $215K | 128 |
| Investment property purchase | 95% | 840 / 884 | 99% | $145K | 828 |
| Investment cash-out refinance | 94% | 78 / 83 | 100% | $155K | 78 |
| Investment refinance | 95% | 41 / 43 | 100% | $135K | 41 |
Premium Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 97% | $225K | 12,281 | 11,898 |
| Florida | 88% | $305K | 314 | 273 |
| Ohio | 82% | $205K | 17 | 14 |
| South Carolina | 100% | $405K | 12 | 12 |
| Connecticut | 90% | $495K | 10 | 9 |
| Pennsylvania | 78% | $375K | 9 | 7 |
| New Jersey | 100% | $395K | 6 | 6 |
| Texas | 100% | $515K | 6 | 6 |
| Massachusetts | 75% | $255K | 4 | 3 |
| Alabama | 100% | $515K | 1 | 1 |
| Tennessee | 100% | $185K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.