Lender profile · HMDA 2023–2025
Prime Meridian Bank mortgage approval rates & lending data
Prime Meridian Bank decided 308 mortgage applications and funded 264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 133 / 137 | 82% | $385K | 109 |
| Refinance | 72% | 18 / 25 | 94% | $315K | 17 |
| Investment property purchase | 98% | 120 / 123 | 98% | $155K | 118 |
Prime Meridian Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 95% | $155K | 301 | 260 |
| Missouri | 100% | — | 2 | 0 |
| Tennessee | 100% | $485K | 2 | 2 |
| Alabama | 0% | — | 1 | 0 |
| Georgia | 100% | $435K | 1 | 1 |
| South Carolina | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.