Lender profile · HMDA 2023–2025
PriorityOne Bank mortgage approval rates & lending data
PriorityOne Bank decided 905 mortgage applications and funded 814 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 434 / 464 | 97% | $255K | 423 |
| Home improvement loans | 81% | 119 / 147 | 100% | $65K | 119 |
| Refinance | 89% | 125 / 140 | 98% | $155K | 123 |
| Investment property purchase | 99% | 106 / 107 | 98% | $135K | 104 |
| Investment refinance | 97% | 34 / 35 | 97% | $105K | 33 |
PriorityOne Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 91% | $255K | 854 | 766 |
| Alabama | 95% | $505K | 20 | 19 |
| Tennessee | 92% | $75K | 13 | 12 |
| Florida | 100% | $345K | 6 | 6 |
| Georgia | 100% | $245K | 4 | 4 |
| Louisiana | 100% | $275K | 3 | 3 |
| Michigan | 100% | $75K | 3 | 2 |
| Texas | 100% | $405K | 1 | 1 |
| West Virginia | 100% | $115K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.