Lender profile · HMDA 2023–2025
Prosperity Bank mortgage approval rates & lending data
Prosperity Bank decided 9,675 mortgage applications and funded 6,963 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 4,485 / 5,574 | 97% | $265K | 4,349 |
| Home improvement loans | 46% | 385 / 840 | 93% | $115K | 359 |
| Cash-out refinance | 42% | 85 / 204 | 82% | $205K | 70 |
| Refinance | 54% | 465 / 857 | 93% | $215K | 432 |
| Investment property purchase | 89% | 1,543 / 1,727 | 91% | $205K | 1,402 |
| Investment refinance | 82% | 231 / 282 | 91% | $105K | 211 |
| Investment home improvement | 87% | 161 / 185 | 86% | $105K | 139 |
Prosperity Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 75% | $265K | 9,008 | 6,431 |
| Oklahoma | 85% | $155K | 623 | 501 |
| Florida | 75% | $295K | 12 | 8 |
| Louisiana | 62% | $85K | 8 | 5 |
| Arkansas | 100% | $225K | 3 | 3 |
| Colorado | 100% | $555K | 3 | 3 |
| California | 0% | — | 2 | 0 |
| Connecticut | 100% | $335K | 2 | 2 |
| Georgia | 100% | $75K | 2 | 2 |
| New Mexico | 100% | $635K | 2 | 2 |
| North Carolina | 50% | $195K | 2 | 1 |
| Alabama | 100% | — | 1 | 0 |
| Arizona | 100% | $695K | 1 | 1 |
| Idaho | 100% | $515K | 1 | 1 |
| Kansas | 100% | $595K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.