Lender profile · HMDA 2023–2025
Provident Bank mortgage approval rates & lending data
Provident Bank decided 3,394 mortgage applications and funded 2,317 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 847 / 955 | 95% | $405K | 806 |
| Home improvement loans | 62% | 502 / 808 | 95% | $105K | 476 |
| Cash-out refinance | 68% | 365 / 534 | 95% | $155K | 347 |
| Refinance | 66% | 486 / 736 | 94% | $155K | 458 |
| Investment property purchase | 81% | 143 / 176 | 97% | $415K | 139 |
| Investment cash-out refinance | 64% | 32 / 50 | 94% | $255K | 30 |
| Investment refinance | 67% | 43 / 64 | 98% | $415K | 42 |
| Investment home improvement | 30% | 21 / 71 | 90% | $165K | 19 |
Provident Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 72% | $155K | 3,209 | 2,186 |
| New York | 71% | $685K | 91 | 61 |
| Pennsylvania | 78% | $295K | 77 | 55 |
| Florida | 88% | $355K | 16 | 14 |
| South Carolina | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.