Lender profile · HMDA 2023–2025
Provident Credit Union mortgage approval rates & lending data
Provident Credit Union decided 2,082 mortgage applications and funded 2,055 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 808 / 812 | 100% | $1M | 808 |
| Home improvement loans | 98% | 848 / 864 | 100% | $155K | 848 |
| Refinance | 98% | 285 / 291 | 100% | $305K | 285 |
| Investment property purchase | 99% | 85 / 86 | 100% | $505K | 85 |
| Investment refinance | 100% | 29 / 29 | 100% | $755K | 29 |
Provident Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $305K | 2,082 | 2,055 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.