Lender profile · HMDA 2023–2025
Provident Funding Associates, L.P. mortgage approval rates & lending data
Provident Funding Associates, L.P. decided 39,185 mortgage applications and funded 34,772 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 27,746 / 29,976 | 98% | $415K | 27,291 |
| Cash-out refinance | 63% | 963 / 1,539 | 96% | $275K | 925 |
| Refinance | 90% | 4,502 / 4,988 | 97% | $475K | 4,353 |
| Investment property purchase | 89% | 2,049 / 2,309 | 98% | $255K | 2,016 |
| Investment cash-out refinance | 0% | 0 / 121 | — | — | 0 |
| Investment refinance | 76% | 191 / 252 | 98% | $255K | 187 |
Provident Funding Associates, L.P. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $405K | 8,065 | 7,192 |
| California | 86% | $555K | 3,640 | 3,018 |
| Pennsylvania | 94% | $355K | 3,045 | 2,823 |
| Florida | 85% | $385K | 2,860 | 2,385 |
| Georgia | 92% | $415K | 2,119 | 1,907 |
| North Carolina | 94% | $425K | 1,985 | 1,833 |
| Arizona | 90% | $425K | 1,665 | 1,465 |
| Utah | 91% | $455K | 1,622 | 1,438 |
| New Jersey | 90% | $485K | 1,561 | 1,365 |
| Washington | 92% | $565K | 1,466 | 1,327 |
| Colorado | 94% | $515K | 1,427 | 1,304 |
| Oregon | 94% | $505K | 1,307 | 1,208 |
| Illinois | 89% | $365K | 1,158 | 1,005 |
| Maryland | 91% | $485K | 891 | 797 |
| Virginia | 93% | $455K | 854 | 786 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.