Lender profile · HMDA 2023–2025
Public Service Credit Union mortgage approval rates & lending data
Public Service Credit Union decided 774 mortgage applications and funded 418 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 37 / 58 | 97% | $135K | 36 |
| Home improvement loans | 68% | 431 / 631 | 81% | $55K | 351 |
| Refinance | 43% | 19 / 44 | 79% | $65K | 15 |
Public Service Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 66% | $55K | 763 | 415 |
| Florida | 50% | $1.25M | 2 | 1 |
| Georgia | 100% | $315K | 2 | 1 |
| District of Columbia | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| Minnesota | 0% | — | 1 | 0 |
| Mississippi | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Pennsylvania | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.