Lender profile · HMDA 2023–2025
Queensborough National Bank & Trust Company mortgage approval rates & lending data
Queensborough National Bank & Trust Company decided 1,120 mortgage applications and funded 1,016 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 738 / 779 | 98% | $315K | 725 |
| Cash-out refinance | 77% | 27 / 35 | 100% | $215K | 27 |
| Investment property purchase | 94% | 198 / 211 | 95% | $145K | 189 |
| Investment refinance | 93% | 26 / 28 | 96% | $115K | 25 |
Queensborough National Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 93% | $315K | 944 | 854 |
| South Carolina | 96% | $275K | 164 | 154 |
| Florida | 100% | $305K | 3 | 3 |
| Tennessee | 100% | $605K | 2 | 2 |
| Colorado | 100% | $355K | 1 | 1 |
| Delaware | 100% | $415K | 1 | 1 |
| Idaho | 0% | — | 1 | 0 |
| Mississippi | 0% | — | 1 | 0 |
| New York | 100% | — | 1 | 0 |
| Ohio | 100% | $485K | 1 | 1 |
| Wisconsin | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.