Lender profile · HMDA 2023–2025
R.I.A. Federal Credit Union mortgage approval rates & lending data
R.I.A. Federal Credit Union decided 461 mortgage applications and funded 371 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 176 / 187 | 97% | $195K | 170 |
| Home improvement loans | 80% | 125 / 157 | 95% | $45K | 119 |
| Cash-out refinance | 80% | 67 / 84 | 97% | $145K | 65 |
R.I.A. Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 85% | $195K | 259 | 215 |
| Illinois | 81% | $105K | 196 | 150 |
| Wisconsin | 100% | $255K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.