Lender profile · HMDA 2023–2025
Raccoon Valley Bank mortgage approval rates & lending data
Raccoon Valley Bank decided 274 mortgage applications and funded 242 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 29 / 42 | 93% | $165K | 27 |
| Refinance | 88% | 38 / 43 | 92% | $155K | 35 |
| Investment property purchase | 98% | 118 / 121 | 100% | $125K | 118 |
| Investment refinance | 100% | 48 / 48 | 100% | $115K | 48 |
Raccoon Valley Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 91% | $125K | 271 | 239 |
| Arizona | 100% | $295K | 1 | 1 |
| Illinois | 100% | $175K | 1 | 1 |
| Texas | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.