Lender profile · HMDA 2023–2025
Radiant Credit Union mortgage approval rates & lending data
Radiant Credit Union decided 710 mortgage applications and funded 333 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 50% | 58 / 116 | 52% | $245K | 30 |
| Home improvement loans | 66% | 276 / 420 | 81% | $75K | 223 |
| Cash-out refinance | 62% | 60 / 97 | 70% | $155K | 42 |
| Refinance | 53% | 26 / 49 | 85% | $105K | 22 |
Radiant Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.