Lender profile · HMDA 2023–2025
Radifi mortgage approval rates & lending data
Radifi decided 759 mortgage applications and funded 664 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 148 / 168 | 99% | $265K | 147 |
| Cash-out refinance | 89% | 460 / 517 | 100% | $65K | 460 |
| Refinance | 85% | 29 / 34 | 97% | $235K | 28 |
Radifi lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.