Lender profile · HMDA 2023–2025
Rave Financial Credit Union mortgage approval rates & lending data
Rave Financial Credit Union decided 405 mortgage applications and funded 223 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 103 / 110 | 77% | $165K | 79 |
| Home improvement loans | 57% | 118 / 207 | 84% | $45K | 99 |
| Cash-out refinance | 58% | 40 / 69 | 80% | $105K | 32 |
Rave Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 68% | $105K | 405 | 223 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.