Lender profile · HMDA 2023–2025
RBC Bank, (Georgia) National Association mortgage approval rates & lending data
RBC Bank, (Georgia) National Association decided 3,534 mortgage applications and funded 2,715 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 989 / 1,085 | 99% | $455K | 980 |
| Home improvement loans | 69% | 96 / 140 | 97% | $105K | 93 |
| Cash-out refinance | 73% | 90 / 124 | 98% | $275K | 88 |
| Investment property purchase | 81% | 1,047 / 1,288 | 99% | $345K | 1,040 |
| Investment cash-out refinance | 59% | 283 / 482 | 97% | $215K | 274 |
| Investment refinance | 70% | 35 / 50 | 100% | $195K | 35 |
| Investment home improvement | 55% | 189 / 343 | 98% | $195K | 186 |
RBC Bank, (Georgia) National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 70% | $345K | 1,376 | 949 |
| Arizona | 80% | $405K | 295 | 234 |
| Texas | 89% | $425K | 294 | 260 |
| California | 73% | $475K | 288 | 204 |
| Georgia | 90% | $285K | 143 | 128 |
| North Carolina | 92% | $505K | 111 | 101 |
| New York | 71% | $285K | 97 | 69 |
| Washington | 81% | $735K | 93 | 75 |
| Michigan | 83% | $395K | 89 | 72 |
| Nevada | 79% | $275K | 77 | 61 |
| Illinois | 89% | $365K | 63 | 56 |
| Ohio | 78% | $125K | 60 | 46 |
| Massachusetts | 85% | $705K | 53 | 45 |
| South Carolina | 85% | $205K | 52 | 44 |
| Tennessee | 74% | $545K | 46 | 34 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.