Lender profile · HMDA 2023–2025
Reading Co-Operative Bank mortgage approval rates & lending data
Reading Co-Operative Bank decided 408 mortgage applications and funded 355 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 165 / 175 | 99% | $465K | 164 |
| Home improvement loans | 81% | 46 / 57 | 98% | $55K | 45 |
| Cash-out refinance | 86% | 44 / 51 | 100% | $175K | 44 |
| Investment property purchase | 87% | 54 / 62 | 93% | $695K | 50 |
| Investment refinance | 85% | 28 / 33 | 89% | $615K | 25 |
Reading Co-Operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $495K | 384 | 332 |
| New Hampshire | 95% | $425K | 20 | 19 |
| Maine | 100% | $105K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.