Ready Mortgage Lenders, LLC mortgage approval rates & lending data

Ready Mortgage Lenders, LLC decided 660 mortgage applications and funded 500 loans across the 616 counties Fat Boy Data covers, 2023–2025.

Approval by loan type

Loan type	Approval	Approved	Taken up	Typical loan	Loans made
Mortgage lenders	77%	432 / 562	99%	$465K	429
Refinance	64%	32 / 50	97%	$375K	31
Investment property purchase	97%	35 / 36	100%	$345K	35

State	Approval	Typical loan	Decided	Loans made
Florida	77%	$465K	656	497
Texas	75%	$245K	4	3

Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.